Which of the following correctly fills in the blanks: _______: An individual who obtains a financial product or service for personal, family, or household purposes; _______: A consumer who forms a customer relationship by opening or maintaining an account?

The first term describes an individual who acquires a financial product or service specifically for personal, family, or household purposes. This definition aligns with the term 'consumer,' as it captures the essence of someone utilizing financial services for personal use rather than business or commercial gain.

The second term refers to someone who establishes a relationship with a financial institution through actions like opening or maintaining an account. This situation is aptly described by the term 'customer,' as it indicates an ongoing relationship in which the individual interacts regularly with the institution's services for their specific needs.

Therefore, the combination of 'consumer' for the first blank and 'customer' for the second effectively conveys the distinction between someone who uses financial products for personal reasons and someone engaged in a more formal relationship with a financial service provider.